Insurance Claims – Louisville
The Insurance Claims Process In Louisville Kentucky Personal Injury Cases
Even relatively minor accidents can be economically devastating according to most Louisville personal injury attorneys. As mentioned, just fixing a bumper can cost several hundred dollars. A series of spinal x-rays, a must for whiplash victims, can run into the thousands. Meanwhile, you might lose several days, weeks, or months of wages while recovering from injuries sustained from a car accident. It is unlikely that your wallet can easily absorb this kind of economic shock. This is why drivers pay so much for Louisville, Kentucky automobile insurance. Unfortunately, the system supposedly designed to help you, the accident victim, is not always “user friendly.” Consequently, it is always advisable to speak with a qualified Louisville personal injury attorney for guidance in this regard.
The manner in which an injured party makes a claim against the other driver’s insurance policy is crucial in achieving the maximum award. Louisville personal injury attorneys know all too well that a settlement from another driver’s insurer is paid in one lump sum. In exchange for the cash settlement, you give up all future rights to make a claim for damages resulting from the accident.
Louisville Personal Injury Attorney
Remember, it is always advisable to hire a reputable Louisville personal injury attorney to help negotiate the dollar value of the settlement with the other driver’s insurer. It will be difficult to settle your claim until your injuries stabilize, enabling you to make an accurate estimate of treatment costs. Negotiating a settlement takes time. As a rule, the larger the claim, the longer it takes to settle and the more likely a lawsuit will be necessary. About 80% of all claims are settled without filing a lawsuit.