Car Accident Attorneys in Kentucky
Law Offices of Andrew Alitowski, P.A. Kentucky car accident attorneys. You may not realize that you already know our law firm.
The Law Offices of Andrew Alitowski, P.A. is reputable and experienced law firm in the area of auto accident related personal injuries. We have extensive experience in handling all types of personal injury cases involving cars, motorcycles, trucks, and other vehicles. Our Kentucky car accident attorneys are committed to paying equal attention to every single case, no matter what the size or scope of the case may be. We make sure that we remain highly sensitive to the needs and expectations of our clients, and move in close association with the client at every step of the case.
Record of Settlements
Our deep commitment and dedication to defending the rights of victims in automobile accident cases has resulted in years of successful settlements and verdicts. Our larger aim in every case is to promote road safety and respect for the law through achieving the best possible financial compensation for the victims of car accidents. Our passion for winning fair damages for our clients is unwavering, which is the reason for our strong record of settlements against powerful insurance companies and financially influential defendants. We are proud of having settled multi-million dollar car accident claims for our clients. The odds are that you already know about our law firm or someone that we have helped. Ask your friends an neighbors. We have been here for years and we have made our mark.
Kentucky Car Accident Attorneys
Car accident attorneys in Kentucky with the Law Offices of Andrew Alitowski, P.A. are in the legal profession to help people just like you who have been injured by another in a car accident. Most automobile accidents are avoidable giving rise to the fact that thousands of people are injured in Kentucky each year unnecessarily.
As a result, our lawyers remind you of the following:
- All vehicles in the State of Kentucky are required to have Kentucky Insurance with at least the bare minimum coverage, which is $10,000 personal injury protection (PIP) and $25,000 Bodily Injury liability (BI) along with a valid Kentucky tag.
- In Kentucky you can opt out of PIP insurance if you so choose. If you do take it, it usually will cover up to $10,000 in medical expenses to each person in the car that they are in, regardless of who’s at fault. This can include family members living with the owner of the vehicle. It also will reimburse you and your family for lost wages. You can purchase additional PIP coverage if you so desire.
- Bodily Injury (BI) coverage pays a party who has been injured when you are at fault. It pays for their pain and suffering. It is mandatory.
- In the State of Kentucky Underinsured/Uninsured Motorist coverage (UM/UIM Insurance) is optional. Usually when an insured driver says they have “full coverage” this is what they mean. That they have UM/UIM as well. UM/UIM pays for pain and suffering when the other car, which is at fault, is not adequately insured or uninsured. This will compensate you for suffering you have had to endure as a result of your pain and injuries.
- Collision coverage is optional. This coverage pays for the damage to your vehicle involved in an accident.
If you have been involved in an automobile accident and need legal representation, please call the car accident attorneys or Andrew Alitowski at 888-ASK-ANDREW.
Our car accident attorneys provide current information on car accidents occurring in Kentucky on a regular basis. Archived articles drafted by one of our Kentucky lawyers may be obtained by calling or emailing our law firm.
May 12, 2012 Article by Law Offices of Andrew Alitowski, P.A. Car Accident Attorney in Kentucky – Bus Accidents Involving Personal Injury in Louisville
Buses and other mass public transport vehicles are usually safer than private vehicles. However, when an accident occurs involving a bus, it is likely to result in serious personal injuries. Making a personal injury claim for compensation in an accident involving a bus may be more complicated than an accident with a private vehicle. Bus accidents tend to involve intricate issues such as immunity from the government, fault determination, and even fraud in some cases. Victims who have suffered personal injuries in an accident involving a bus may seek legal advice from experienced car accident attorney in Kentucky.
Not Even Offered
Car accident attorneys in Kentucky often point out that often seat belts are not offered so even if you wanted to wear a seat belt you could not. If a seat belt was offered, many people would not use it for a variety of reasons; touching something so many other people have touched is one possible reason. Either way, bus drivers are not perfect and just because you are in a bus does not make you invincible. A hard working attorney should be contacted if you were involved in a bus collision in any way, shape or form.
Victims of a Bus Accident
If a bus collides against a bike, car, or another relatively smaller vehicle or pedestrian, it may typically have very little impact on the bus driver, staff, or the passengers. However, the impact on the smaller vehicle or the pedestrian can be serious or even catastrophic. This happens because the size, weight, and momentum of a typical bus is large enough to protect its own passengers, but may cause serious injury and damage to another vehicle. But as was already mentioned, just because you are a passenger in a bus does not mean you are safe in every type of road accident or hazard.
In some cases, where the speed of the bus is high and it hits against another vehicle or a stationary object, there is a risk of bus driver losing control of the vehicle. This may cause the bus to roll off the road, make a severe impact against a pole or a tree, or even catch fire. Passengers inside the bus are likely to be unrestrained (for reasons already specified), which may result in significant personal injuries for multiple passengers. All such victims should consult with a car accident attorney in Kentucky in order to protect their rights under the law.
Immunity from the Government
Bus accidents may differ from any other accident involving private vehicles because buses are usually operated by a governmental agency such as a public school, the city, or a municipality. In such cases, the bus driver and other staff may enjoy governmental immunity in case of an accident. If a case for immunity is established, it may become difficult for the victims to recover compensation.
Laws relating to governmental immunity usually vary from one state to another, which require careful analysis to determine whether immunity applies in a particular case or not. Furthermore, proving fault in a bus accident may be more challenging than other accidents. For more technical aspects of this unique type of accident claim, contact an attorney from the Law Offices of Andrew Alitowski, P.A. in Kentucky for answers about an auto injury claim.
Accidents Involving School Buses
Accidents involving school buses may typically occur when the students are boarding or alighting from the bus. A passing vehicle may fail to notice the signals on the bus, or a disembarking student may try to cross the road unsafely, or the bus driver may fail to notice a student and switch off the signals prematurely or hit the student with the school bus. Major bus mishaps may occur due to collision with other vehicles, or when a bus goes off the roadway.
Enforcing the rule of seat belts usually proves to be difficult for a bus driver. Therefore, the latest school buses incorporate some amount of passive restraint into passenger seat design. This is done to prevent children or adults from getting ejected from the seat, or prevent a collapse of another seat over them. Seats should be strongly fitted with the floor of the bus so that they do not come off in the event of a strong impact.
Bus Accidents and Fraud
A number of large municipalities around the country have experienced problems of fraudulent claims involving bus accidents. The most common fraud is a person boarding a bus that has already had an accident, and falsely claiming personal injury caused while riding the bus. Another typical problem with regard to bus accidents is that an actual victim may attempt to exaggerate the extent of personal injuries or try to attribute a pre-existing medical condition to the bus accident. Victims should seek professional advice from a qualified car accident attorney in Kentucky as soon as possible.